Personal and Household Goods Repair and Maintenance

Businesses and organizations in the Personal and Household Goods Repair and Maintenance industry (NAICS code 8114, part of the Other Services (except Public Administration) sector) received 46,953 PPP loans totaling $1.34B during the COVID-19 pandemic.

The average loan for this industry was $28,619 — below the national PPP average of approximately $67,000. This reflects the small business character of most participants in this industry, typically sole proprietors and micro-businesses with modest payroll obligations.

91.3% of loans in this industry were forgiven — totaling $1.27B. To qualify for forgiveness, borrowers had to demonstrate that they maintained headcount and compensation levels and used at least 60% of loan proceeds for payroll expenses.

Notable recipients in this industry include TEA OLIVE I, LLC of EAGAN, MN ($5,191,650); TUTTLE FAMILY ENTERPRISES, INC of CHATSWORTH, CA ($4,312,275); and ELTECH INDUSTRIES, INC. of BRONX, NY ($3,985,205).

The loan amount distribution for this industry shows a more even spread across loan sizes, suggesting a mix of small and mid-sized businesses. Because borrower names are withheld for loans under $150,000, a substantial portion of recipients in this industry may not appear by name in this dataset.

As part of the broader Other Services (except Public Administration) sector — repair and maintenance, personal, religious, grantmaking, civic, and similar organizations. — businesses in NAICS 8114 were particularly reliant on PPP assistance to bridge the gap between declining revenues and fixed overhead obligations during the shutdown period.