CITY NATIONAL BANK OF WEST VIRGINIA
PPP Lender · 4,037 loans · $180.5M total · 17 states served
CITY NATIONAL BANK OF WEST VIRGINIA was one of the thousands of SBA-approved lenders that participated in the Paycheck Protection Program. During the program period (April 2020 – May 2021), the lender originated 4,037 PPP loans totaling $180.5M, representing approximately 0.04% of all loans nationwide.
CITY NATIONAL BANK OF WEST VIRGINIA served borrowers across 17 states. The largest concentration of activity was in Kentucky, where the lender originated 2,067 loans totaling $70.3M. Other states with significant activity included West Virginia, Virginia, Ohio.
The average loan size for this lender was $44,701. This figure reflects the mix of borrower types — large companies, small businesses, sole proprietors, and non-profits — that applied through this institution. Lenders were responsible for collecting and verifying borrower certifications and submitting loan applications to the SBA's E-Tran system.
Among the largest named borrowers that received loans through CITY NATIONAL BANK OF WEST VIRGINIA were: PATHWAYS INC. (KY) — $4,000,000; MICHEL ELECTRIC (KY) — $3,554,933; J & J GENERAL MAINTENANCE, INC. (OH) — $2,244,624; and CRAMER SECURITY & INVESTIGATIONS, INC (WV) — $2,107,748.
PPP lenders were compensated through processing fees paid by the SBA rather than by borrowers. Fees ranged from 1% to 5% of the loan amount depending on loan size. Lenders were not required to take credit risk — the SBA provided a 100% guaranty on each loan. This structure incentivized broad participation but also contributed to documented cases of lender fraud and over-processing of applications.
Borrower names for loans under $150,000 are withheld under FOIA Exemption 6. As a result, the named recipients shown below represent only a fraction of this lender's total portfolio. The full loan count and amount figures include all loans in the SBA's data regardless of disclosure status.
Activity by State
| State | Loans | Total Approved | Forgiveness Rate |
|---|---|---|---|
| Kentucky | 2,067 | $70.3M | 99.8% |
| West Virginia | 1,563 | $84.0M | 99.2% |
| Virginia | 287 | $12.5M | 100.0% |
| Ohio | 69 | $9.9M | 100.0% |
| Tennessee | 11 | $981,596 | 100.0% |
| Florida | 8 | $282,194 | 100.0% |
| Georgia | 7 | $621,753 | 100.0% |
| Indiana | 6 | $887,019 | 100.0% |
| Illinois | 5 | $393,630 | 100.0% |
| California | 4 | $243,490 | 100.0% |
| New York | 2 | $41,665 | 100.0% |
| Maryland | 2 | $91,770 | 100.0% |
| Alabama | 2 | $23,458 | 100.0% |
| South Carolina | 1 | $65,290 | 100.0% |
| Pennsylvania | 1 | $3,164 | 100.0% |
| District of Columbia | 1 | $68,204 | 100.0% |
| Arizona | 1 | $23,594 | 100.0% |