Waterbury, CT — PPP Loan Data
2,946 loans · $219.7M total · 89.2% forgiven
Waterbury, Connecticut received 2,946 Paycheck Protection Program loans totaling $219.7M. The average loan in the city was $74,588 — above the national program average of approximately $67,000.
89.2% of loans in Waterbury — totaling $210.4M — received SBA forgiveness. Forgiveness required borrowers to demonstrate that funds were used for qualifying expenses and that they maintained employee headcount and compensation levels during the covered period.
Among the largest disclosed recipients in Waterbury were M.J DALY LLC ($3,666,062), H&T NEVADA, LLC ($3,404,442), and STAYWELL HEALTH CARE INC ($3,248,125).
The most active industry sector in Waterbury was Personal Care Services with 193 loans worth $2.7M, followed by Accommodation and Food Services (139 loans).
Applicants in Waterbury reported retaining 24,536 jobs through the program. These figures are self-reported and were not independently verified by the SBA. The majority of loans in this city — those under $150,000 — have borrower names withheld under FOIA Exemption 6.
Waterbury is part of Connecticut, which received a total of thousands of PPP loans during the program period. City-level data is based on the borrower's self-reported city name; some variation in spelling may cause minor undercounting. See the methodology page for more detail on data limitations.
Top Industries in Waterbury
| Industry | Loans | Total Approved | Forgiveness Rate |
|---|---|---|---|
| Personal Care ServicesNAICS 8121 | 193 | $2.7M | 75.1% |
| Accommodation and Food ServicesNAICS 7225 | 139 | $6.3M | 94.2% |
| Taxi and Limousine ServiceNAICS 4853 | 123 | $1.6M | 86.2% |
| Child Day Care ServicesNAICS 6244 | 121 | $1.5M | 91.7% |
| Legal ServicesNAICS 5411 | 89 | $8.6M | 98.9% |
| Automotive Repair and MaintenanceNAICS 8111 | 88 | $3.5M | 94.3% |
| Residential Building ConstructionNAICS 2361 | 77 | $2.4M | 83.1% |
| Services to Buildings and DwellingsNAICS 5617 | 65 | $4.9M | 86.2% |
| General Freight TruckingNAICS 4841 | 65 | $1.9M | 90.8% |
| Offices of PhysiciansNAICS 6211 | 63 | $21.3M | 98.4% |
Largest Named Recipients in Waterbury
Only loans ≥ $150,000 have publicly disclosed borrower names.