Kapaa, HI — PPP Loan Data
708 loans · $34.9M total · 95.1% forgiven
Kapaa, Hawaii received 708 Paycheck Protection Program loans totaling $34.9M. The average loan in the city was $49,364 — below the national program average of approximately $67,000.
95.1% of loans in Kapaa — totaling $34.2M — received SBA forgiveness. Forgiveness required borrowers to demonstrate that funds were used for qualifying expenses and that they maintained employee headcount and compensation levels during the covered period.
Among the largest disclosed recipients in Kapaa were SAMUEL MAHELONA MEMORIAL HOSPITAL ($2,218,600), LAVA LAVA TOO LLC ($965,895), and SMITH'S MOTOR BOAT SERVICE, INC. ($881,045).
The most active industry sector in Kapaa was Accommodation and Food Services with 66 loans worth $7.6M, followed by Residential Building Construction (49 loans).
Applicants in Kapaa reported retaining 4,627 jobs through the program. These figures are self-reported and were not independently verified by the SBA. The majority of loans in this city — those under $150,000 — have borrower names withheld under FOIA Exemption 6.
Kapaa is part of Hawaii, which received a total of thousands of PPP loans during the program period. City-level data is based on the borrower's self-reported city name; some variation in spelling may cause minor undercounting. See the methodology page for more detail on data limitations.
Top Industries in Kapaa
| Industry | Loans | Total Approved | Forgiveness Rate |
|---|---|---|---|
| Accommodation and Food ServicesNAICS 7225 | 66 | $7.6M | 95.5% |
| Residential Building ConstructionNAICS 2361 | 49 | $2.1M | 100.0% |
| Offices of Real Estate Agents and BrokersNAICS 5312 | 27 | $519,455 | 88.9% |
| Services to Buildings and DwellingsNAICS 5617 | 25 | $782,224 | 92.0% |
| Building Equipment ContractorsNAICS 2382 | 25 | $1.2M | 100.0% |
| Other Personal ServicesNAICS 8129 | 24 | $360,174 | 87.5% |
| Personal Care ServicesNAICS 8121 | 23 | $403,518 | 100.0% |
| Other Professional, Scientific, and Technical ServicesNAICS 5419 | 21 | $470,796 | 95.2% |
| Building Finishing ContractorsNAICS 2383 | 21 | $881,522 | 100.0% |
| Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 16 | $140,241 | 87.5% |
Largest Named Recipients in Kapaa
Only loans ≥ $150,000 have publicly disclosed borrower names.