Birmingham, MI — PPP Loan Data
1,778 loans · $178.0M total · 96.7% forgiven
Birmingham, Michigan received 1,778 Paycheck Protection Program loans totaling $178.0M. The average loan in the city was $100,106 — above the national program average of approximately $67,000.
96.7% of loans in Birmingham — totaling $175.0M — received SBA forgiveness. Forgiveness required borrowers to demonstrate that funds were used for qualifying expenses and that they maintained employee headcount and compensation levels during the covered period.
Among the largest disclosed recipients in Birmingham were OSL RETAIL SERVICES INCORPORATED ($10,000,000), CONFIER HOLDINGS INC. ($2,744,667), and EDENROC SCIENCES, LLC ($2,293,500).
The most active industry sector in Birmingham was Legal Services with 130 loans worth $12.7M, followed by Accommodation and Food Services (123 loans).
Applicants in Birmingham reported retaining 21,500 jobs through the program. These figures are self-reported and were not independently verified by the SBA. The majority of loans in this city — those under $150,000 — have borrower names withheld under FOIA Exemption 6.
Birmingham is part of Michigan, which received a total of thousands of PPP loans during the program period. City-level data is based on the borrower's self-reported city name; some variation in spelling may cause minor undercounting. See the methodology page for more detail on data limitations.
Top Industries in Birmingham
| Industry | Loans | Total Approved | Forgiveness Rate |
|---|---|---|---|
| Legal ServicesNAICS 5411 | 130 | $12.7M | 98.5% |
| Accommodation and Food ServicesNAICS 7225 | 123 | $30.5M | 97.6% |
| Personal Care ServicesNAICS 8121 | 107 | $6.0M | 94.4% |
| Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 101 | $5.8M | 100.0% |
| Offices of Real Estate Agents and BrokersNAICS 5312 | 78 | $2.4M | 97.4% |
| Offices of PhysiciansNAICS 6211 | 55 | $5.7M | 98.2% |
| Offices of Other Health PractitionersNAICS 6213 | 52 | $2.7M | 100.0% |
| Activities Related to Real EstateNAICS 5313 | 52 | $3.8M | 96.2% |
| Offices of DentistsNAICS 6212 | 46 | $3.7M | 100.0% |
| Other Schools and InstructionNAICS 6116 | 42 | $3.2M | 95.2% |
Largest Named Recipients in Birmingham
Only loans ≥ $150,000 have publicly disclosed borrower names.