Missouri — PPP Loan Data
233,136 approved loans · $13.71B total · 95.5% forgiven
Missouri ranked among the states receiving PPP assistance during the COVID-19 pandemic. In total, the SBA approved 233,136 loans totaling $13.71B to businesses and organizations across the state. The average loan size was $58,826.
Of all approved loans, 222,700 — or 95.5% — received SBA forgiveness totaling $13.45B. Forgiveness means the borrower was not required to repay that portion, having met the program's requirements for maintaining payroll and using funds for qualified expenses such as rent, utilities, and mortgage interest.
Among the largest recipients in Missouri were EASTER SEALS MIDWEST ($10,000,000), 4M BUILDING SOLUTIONS, INC. ($10,000,000), and KELLAN RESTAURANT MANAGEMENT CORP ($10,000,000).
Borrowers in Missouri reported retaining 1,584,503 jobs through the program, though job counts are self-reported and were not independently verified at the time of application. The state's businesses spanned a wide range of industries, from construction and hospitality to professional services and health care.
The most active industry in Missouri by loan count was Cattle Ranching and Farming with 26,322 loans totaling $262.5M. This was followed by Personal Care Services (14,167 loans).
The most active lender in Missouri was THE CENTRAL TRUST BANK, which originated 14,188 loans worth $1.01B. The top 10 lenders collectively handled a significant portion of the state's total loan volume, reflecting the role of large national banks as primary conduits for PPP funds.
Loans under $150,000 — which make up the majority of loan count — have borrower names withheld under FOIA Exemption 6. Only the approximately 0.0% of loans at or above that threshold have named recipients publicly disclosed.
Top Cities in Missouri
| City | Loans | Total Approved | Forgiveness Rate |
|---|---|---|---|
| SAINT LOUIS | 33,470 | $3.10B | 89.5% |
| KANSAS CITY | 17,823 | $1.63B | 91.1% |
| SPRINGFIELD | 8,536 | $699.8M | 97.0% |
| COLUMBIA | 4,377 | $322.3M | 96.2% |
| FLORISSANT | 3,730 | $111.1M | 83.0% |
| LEES SUMMIT | 3,251 | $237.0M | 95.8% |
| SAINT CHARLES | 3,036 | $236.7M | 96.0% |
| CHESTERFIELD | 2,966 | $363.0M | 98.1% |
| JEFFERSON CITY | 2,950 | $190.9M | 95.8% |
| JOPLIN | 2,354 | $141.9M | 96.8% |
| INDEPENDENCE | 2,258 | $140.8M | 91.8% |
| CAPE GIRARDEAU | 2,111 | $160.4M | 95.2% |
| O FALLON | 1,952 | $143.5M | 96.4% |
| SAINT JOSEPH | 1,819 | $148.2M | 95.7% |
| SAINT PETERS | 1,685 | $148.3M | 95.8% |
| BRANSON | 1,532 | $104.6M | 97.8% |
| BLUE SPRINGS | 1,531 | $88.4M | 95.0% |
| POPLAR BLUFF | 1,515 | $66.2M | 97.6% |
| BALLWIN | 1,408 | $111.0M | 97.0% |
| ST. LOUIS | 1,393 | $137.6M | 93.7% |
| FENTON | 1,374 | $248.8M | 95.5% |
| NIXA | 1,311 | $54.2M | 98.9% |
| WEST PLAINS | 1,300 | $44.5M | 99.0% |
| OZARK | 1,299 | $54.5M | 98.5% |
| WENTZVILLE | 1,251 | $89.4M | 96.3% |
Top Industries
| Industry | Loans | Total |
|---|---|---|
| Cattle Ranching and Farming | 26,322 | $262.5M |
| Personal Care Services | 14,167 | $235.5M |
| Oilseed and Grain Farming | 10,396 | $190.5M |
| Accommodation and Food Services | 7,774 | $908.4M |
| Residential Building Construction | 7,305 | $221.4M |
| Services to Buildings and Dwellings | 6,799 | $237.8M |
| General Freight Trucking | 6,648 | $291.6M |
| Offices of Real Estate Agents and Brokers | 5,779 | $108.3M |
| Automotive Repair and Maintenance | 5,000 | $181.6M |
| Management, Scientific, and Technical Consulting Services | 4,380 | $234.5M |
Top Lenders
| Lender | Loans | Total |
|---|---|---|
| THE CENTRAL TRUST BANK | 14,188 | $1.01B |
| U.S. BANK | 7,913 | $376.9M |
| COMMERCE BANK | 7,190 | $1.02B |
| BANK OF AMERICA | 5,171 | $291.9M |
| HARVEST SMALL BUSINESS FINANCE | 5,134 | $80.5M |
| PRESTAMOS CDFI | 4,952 | $70.5M |
| CAPITAL PLUS FINANCIAL | 4,412 | $65.7M |
| FIRST STATE COMMUNITY BANK | 3,896 | $187.1M |
| THE BANK OF MISSOURI | 3,844 | $199.9M |
| ARVEST BANK | 3,552 | $214.3M |
Largest Named Recipients in Missouri
Showing loans ≥ $150,000 with publicly disclosed borrower names.