Mississippi — PPP Loan Data
138,394 approved loans · $5.43B total · 90.8% forgiven
Mississippi ranked among the states receiving PPP assistance during the COVID-19 pandemic. In total, the SBA approved 138,394 loans totaling $5.43B to businesses and organizations across the state. The average loan size was $39,228.
Of all approved loans, 125,717 — or 90.8% — received SBA forgiveness totaling $5.19B. Forgiveness means the borrower was not required to repay that portion, having met the program's requirements for maintaining payroll and using funds for qualified expenses such as rent, utilities, and mortgage interest.
Among the largest recipients in Mississippi were STAFF PRO LLC ($10,000,000), BUTLER SNOW, LLP ($8,638,800), and MISSISSIPPI METHODIST SENIOR SERVICES IN ($7,035,775).
Borrowers in Mississippi reported retaining 690,338 jobs through the program, though job counts are self-reported and were not independently verified at the time of application. The state's businesses spanned a wide range of industries, from construction and hospitality to professional services and health care.
The most active industry in Mississippi by loan count was Personal Care Services with 14,000 loans totaling $189.9M. This was followed by Services to Buildings and Dwellings (7,088 loans).
The most active lender in Mississippi was COMMUNITY BANK OF MISSISSIPPI, which originated 9,683 loans worth $422.3M. The top 10 lenders collectively handled a significant portion of the state's total loan volume, reflecting the role of large national banks as primary conduits for PPP funds.
Loans under $150,000 — which make up the majority of loan count — have borrower names withheld under FOIA Exemption 6. Only the approximately 0.0% of loans at or above that threshold have named recipients publicly disclosed.
Top Cities in Mississippi
| City | Loans | Total Approved | Forgiveness Rate |
|---|---|---|---|
| JACKSON | 9,952 | $480.2M | 87.7% |
| HATTIESBURG | 4,365 | $203.9M | 90.8% |
| GULFPORT | 3,695 | $191.8M | 89.2% |
| TUPELO | 3,134 | $188.8M | 91.8% |
| COLUMBUS | 2,930 | $142.2M | 89.1% |
| OLIVE BRANCH | 2,698 | $87.2M | 89.1% |
| BRANDON | 2,597 | $86.4M | 94.9% |
| SOUTHAVEN | 2,551 | $90.3M | 88.1% |
| MADISON | 2,496 | $111.9M | 97.0% |
| RIDGELAND | 2,443 | $201.3M | 94.0% |
| OXFORD | 2,386 | $112.1M | 95.2% |
| MERIDIAN | 2,377 | $125.4M | 92.6% |
| BILOXI | 2,365 | $103.1M | 92.4% |
| GREENVILLE | 2,313 | $85.5M | 89.8% |
| VICKSBURG | 2,246 | $84.6M | 89.1% |
| STARKVILLE | 2,036 | $62.6M | 87.3% |
| MCCOMB | 1,983 | $59.0M | 85.3% |
| CANTON | 1,746 | $47.2M | 88.4% |
| LAUREL | 1,670 | $96.4M | 92.3% |
| NATCHEZ | 1,597 | $86.3M | 92.9% |
| OCEAN SPRINGS | 1,581 | $67.4M | 94.6% |
| WEST POINT | 1,515 | $44.1M | 86.7% |
| GREENWOOD | 1,456 | $68.9M | 90.4% |
| HORN LAKE | 1,431 | $38.1M | 82.7% |
| CLARKSDALE | 1,340 | $40.5M | 86.7% |
Top Industries
| Industry | Loans | Total |
|---|---|---|
| Personal Care Services | 14,000 | $189.9M |
| Services to Buildings and Dwellings | 7,088 | $128.0M |
| General Freight Trucking | 7,017 | $178.8M |
| Accommodation and Food Services | 4,371 | $346.5M |
| Automotive Repair and Maintenance | 3,515 | $81.9M |
| Residential Building Construction | 3,430 | $67.1M |
| Clothing and Clothing Accessories Retailers | 3,332 | $59.4M |
| Special Food Services | 2,957 | $62.7M |
| Cattle Ranching and Farming | 2,870 | $28.9M |
| Other Personal Services | 2,637 | $43.4M |
Top Lenders
| Lender | Loans | Total |
|---|---|---|
| COMMUNITY BANK OF MISSISSIPPI | 9,683 | $422.3M |
| PRESTAMOS CDFI | 9,409 | $150.1M |
| CAPITAL PLUS FINANCIAL | 7,313 | $117.1M |
| BENWORTH CAPITAL | 7,174 | $97.8M |
| CADENCE BANK | 7,065 | $377.7M |
| TRUSTMARK NATIONAL BANK | 6,698 | $556.2M |
| BANKPLUS | 6,054 | $329.6M |
| HARVEST SMALL BUSINESS FINANCE | 5,832 | $97.4M |
| FOUNTAINHEAD SBF | 5,283 | $76.2M |
| BSD CAPITAL, LLC DBA LENDISTRY | 4,261 | $75.1M |
Largest Named Recipients in Mississippi
Showing loans ≥ $150,000 with publicly disclosed borrower names.